Credit Cards In Australia

credit cards

2008-07-03T18:38:00.000-07:00

Looking for online credit cards

I don’t know why I was resisting looking for credit cards before, but I just came across this site, www.OnlineCreditCards.com.au, and I’d never realised the variety of credit cards that are on offer. I used to just think that credit cards gave you a huge credit limit and charged a bunch of interest on top, but after seeing the products on offer at this site and reading more about credit cards, I think I may need to get one for myself.

There is this really useful page the site has where you can compare credit cards based on their major features. It seems stupid now, but I really had no idea what the interest rates on online credit cards were like. I just thought they were high, and I had no idea about interest free days on purchases. My parents were always suspicious of credit cards, so I guess I must have picked it up from them.

To be honest, with interest free days and the low interest rates that some online credit cards offer on the site, I find it hard to believe that credit card companies can make any money at all. I mean, as long as you repay your card in time to beat interest, your card should only cost you the annual fee each year to use. It’s not like the credit is money I actually have, so obviously I’d just use the card as convenient way of shopping online and keeping costs together. I really think I should seriously consider applying for online credit cards.

Thinking about getting a credit card

2008-07-03T18:37:00.000-07:00

Thinking about getting an online credit card

I’m getting sick of working through convoluted processes for paying for my online shopping purchases. I decided the other day to get a credit card so I’ve been looking online and recently stumbled across www.OnlineCreditCard.com.au.

It seems like a pretty good site, as it has this comparison page that let me compare credit cards really easily. I really wasn’t sure what I could get in an online credit card before, but now I definitely think i have a better idea of what could help me.

A credit card with interest free days would probably be a good option for me, because I want to just repay the credit card as soon as I have the money. It was pretty easy to find an online credit card with interest free days on the comparison page, as it was one of the main features you could compare. I’m not entirely sure how credit cards can make any money by offering this feature, but it certainly doesn’t worry me!

I haven’t quite decided which credit card I’ll go for yet. I might just look at everything on the site for a little bit longer. Some of the reward program credit cards seemed like good value, but I don’t know if I could resist the temptation to spend more in order to earn more reward points. I’m fairly sure using an online credit card will make payment for online stuff easier, though, so I guess I’ll take my time deciding on one.

My shiny new TV

2008-07-03T18:36:00.000-07:00

I had my mind set on getting an LCD TV for a while now, but I couldn’t get the money together and I was looking into my credit options. I ended up looking for a credit card on this Australian site that has a really good range of stuff, www.CreditCards.com.au.

I first thought had been to just ring my bank and ask what they had. I’m glad I didn’t and decided to look for an online credit card instead as there’s no way I would have gotten as good a deal if I’d gone to just one bank. I didn’t realise how little I knew about credit cards before, or about how credit card companies can offer deals that seem like they should run them out of business.

Anyway, I was going to just look for credit cards with a low cost and low interest rate at first, but after looking at the comparison page this site had, I decided it might be worth more consideration than that. I figured I could probably repay the TV back pretty fast but not within any interest free period, so low interest credit cards might be a good choice, but the amount of reward points a big purchase like a TV could earn got me interested in reward program credit cards.

I ended up looking in the ANZ credit cards page and found the ANZ Balance Visa. It seemed like the right credit card to get me to repay my TV, as it rewards for repayments instead of spending. It has interest free days and a pretty good purchase rate, so I think it’ll be worth keeping after the TV is paid off.

The best part was how little effort it all took, as the comparison pages on the site were linked to the credit card application forms. Once I’d decided what I wanted, I just clicked through and the rest of the process was pretty straightforward. I provided some details and then submitted the form. A couple of weeks later I’m watching my new TV and earning reward points as I pay off.

No Change In Cash Rate Could Be Good News For Personal Loans

2008-06-15T16:45:00.001-07:00

The good news for those considering personal loan refinancing is an RBA suggestion that interest rates could remain at current levels for some time to come, says PersonalLoans.com.au.

Australia (PRWEB) June 11, 2008 -- At its Board meeting on Tuesday 3 June, the Reserve Bank of Australia (RBA) decided to keep the cash rate at 7.25 per cent due to tighter financial conditions and a slowdown in demand. Despite concerns about inflationary effects on wages and price setting, the current outlook of the RBA suggest that there is a good possibility that rates could remain at current levels for some time to come. This is good news for those considering refinancing their personal loans, as while lenders will need to maintain a tough fiscal policy in order to keep rates rising, they will also need to offer better terms in order to remain competitive.

Personal Loans Website

The good news for those considering personal loan refinancing is an RBA suggestion that interest rates could remain at current levels for some time to come.

"The good news for those considering personal loan refinancing is an RBA suggestion that interest rates could remain at current levels for some time to come."

Many people are turning to debt consolidation in order to reduce the amount of interest they are paying on bad credit in the current financial climate. While the cash rate remains high this will probably continue to be a popular option for those seeking to be debt free, but tighter conditions could mean that many borrowers will be unable to cover the entire amount of their debts with a single consolidated loan. This can be compounded by consumers being unfamiliar with the wide range of lenders on the market for personal loans, as often they will stop searching after they have only applied with the biggest banks.

There are websites that can help the average person to become more familiar with the personal loans industry, such as personalloans.com.au which has many pages dedicated to loan information, lending articles, news as well as the ability to compare personal loans of the some of the best lenders in the industry. This site also goes into detail about applications for personal loans and what high risk individuals can expect lenders to offer them. In such a confusing financial climate, resources like this are necessary to keep people informed about what is on offer for personal loans.

Customers Are Unaware of What Savings Accounts Offer

2008-06-15T16:44:00.000-07:00

Savingsaccounts.com.au is expanding its reach due to research that suggests the public is unaware of what saving accounts can offer them. Considering how many people use savings accounts as their sole financial tool, awareness of interest rates is necessary for good financial health.

Australia (PRWEB) June 13, 2008 -- Recently, research conducted by the Post Office, a UK research company, found that almost a third of people in Britain were unaware of the interest rate on their savings account.

Savingsaccounts.com.au, an independent reviewer of Australian bank accounts, is responding to this by expanding the reach of their site to help consumers to better understand what savings accounts in Australia can offer.

It is quite usual for someone to merely choose savings accounts based on what friends or family have used in the past, rather than through research into the best savings account interest rates or the security of online savings accounts

Chris Shadforth, head writer for the site, says, "It's important that people know more about what they can gain awareness of their savings account. Interest can seem insignificant in the short term, but over time it makes a massive difference."

Savings Accounts Homepage

The site offers frequent articles on improving financial ability and information on getting the most from savings accounts. It's a valuable tool for the average person looking to take their savings to the next level, while also helping consumers make better choices in savings accounts. "We're currently expanding our writing team in order to get more information out there on savings accounts. It's a very exciting time, and we hope to reach a much wider audience very soon," says Mr. Shadforth.

With sites like this, Australians do not need to spend time keeping track of the best deals on savings accounts as they can be conveniently kept up to date. Australian consumers who want to get the most from their savings should remember to search online for the best deals on savings accounts.

Savings accounts are the most important financial products that the average person uses, yet so many consumers are unaware of what they can and should offer. "It is quite usual for someone to merely choose savings accounts based on what friends or family have used in the past, rather than through research into the best savings account interest rates or the security of online savings accounts," says Shadforth. "Even those who are skilled at budgeting in order to maximise their savings may not be aware that they can experience further growth on their wealth without risk by simply choosing a better savings account."

Personal loans, savings accounts and online comparisons

2008-06-10T18:15:00.001-07:00

Are you looking for a new personal loan or car loan or are you unsure of the benefits of personal loans?
Their are some great new websites focused on the benefits and advantages of various financial products. If your looking for a savings account or new bank account the time you save online is mind blowing. You can now do everything from comparing loans to applying for a loan with almost instant approval, all of this without having to leave your arm chair.

Savings accounts, online banking, personal loans, superannuation fund, second mortgages plus much more are all available for you to review, compare and apply for online.

Choosing the right financial partner has never been easier.

Mobile Phones

2008-06-10T18:07:00.000-07:00

Some of the great new advancements in our technology have allowed us to access information, services and personal info with the click or dial of a button...

Mobile banking is not new but the new features being offered by the next g network or 3g applications is a killer. 3G Phones are the latest buzz to hit Australia, with improved features and technology using your mobile phone has never been easier.

Users can now access anything from banking to porn or dating online. Mobile Phone plans have come down in price and cheap mobiles are available from hundreds of mobile phone dealers across Australia. You are able to review and buy mobiles online and save yourself a pretty penny.

Mobiles are the new tool of the 21st century, television is dead and we now see the huge uptake in the internet which leads to mobile phones. Everything you can do online you can now do through your mobile.

Business Credit Cards

2008-06-10T17:59:00.001-07:00

If you are in the market for a new credit card I have found the best credit card website in Australia.
Credit Cards .com.au is by far the most comprehensive informative website for searching, comparing and applying for a new credit card online. The site has various sections covering the business centre or business credit cards, all the major providers list their cards from American Express Credit cards, ANZ credit cards, Commonwealth bank credit cards, Westpac credit cards, st George credit cards plus many more of the leading Australian issuers.

The site also offers you its premium or preferred credit cards pages where you can read and review everything from low interest credit cards, balance transfer credit cards, no annual fee credit cards and many many more. They have reviewed or profiled most of the credit card rewards programs so you can read a little more about what you are entitled to.

Credit Cards Reviewed

2008-04-20T16:02:00.000-07:00

Choosing the right credit card can be a daunting task. Now there is a new website that allows Australian consumers to compare credit cards in one location. CreditCards.com.au is a highly respected Australian website designed to help ordinary people bust through the jargon and fine print to find and apply for the best credit card.

Brisbane, QLD (PRWEB) April 18, 2008 -- Choosing the right credit card can be a daunting task. Often the bank's own website buries important details deep in pages of fine print. This makes it very difficult for consumers to accurately compare credit cards from a single bank, let alone hundreds of products offered by banks, building societies and credit unions. Now there is a new website that allows Australian consumers to compare credit cards in one location. CreditCards.com.au is a highly respected Australian website designed to help ordinary people choose the best credit card for their needs.

Credit Cards Comparison Table

The high-ranking web portal, CreditCards.com.au provides the vital information on a wide range of credit cards, as well as links to hundreds of applications for credit cards from Australian financial institutions. Frequent articles and industry news provides information on the top 10 credit cards in Australia. Customers are also given excellent opportunities to find great deals for themselves with practical comparison charts and even a credit card savings calculator.

The extensive range of credit card comparison tools on offer at CreditCards.com.au is part of the site's appeal. "Not everyone has the same credit card needs, and it's always better to make a decision from a position of knowledge." The freedom of customers to make their own informed decisions is valued highly at CreditCards.com.au.

Not everyone has the same credit card needs, and it's always better to make a decision from a position of knowledge.

Providing accessible and transparent information about what's available in the credit card industry to Australian's from all walks of life, CreditCards.com.au is the perfect aid to anybody's search for the best credit cards.

Source PRWeb

Jobs

2008-04-20T15:53:00.000-07:00

The high ranking Australian jobs and career website, Jobs.com.au, has partnered with JOBX in a move to improve the customer experience with greater search functionality and a wider variety of advertised positions. The Jobs.com.au business was acquired in June 2007 by a Brisbane-based web publishing firm. Since the original relaunch of Jobs.com.au in 2007, the website has continued its rise in popularity to its current standing as one of the highest ranking job sites in Australia.

Jobs.com.au CEO, Peter Andronicos, understood the need for a more comprehensive user experience if the website was to grow, the dynamic career website JOBX was approached to further develop the functionality of Jobs.com.au. This partnership has benefited JOBX by providing them with much more high quality traffic than they would normally have expected and has shown exceptional results in a very limited amount of time. A marked increase in the exploration of the pages on Jobs.com.au has also been felt, demonstrating that users have embraced the changes with gusto.

With the unemployment rate at astonishing lows of 4.0% in March 2008, job search sites offer more potential than ever before in helping people into the careers they want. Low unemployment and a high level of new jobs being advertised every day means that users more than ever before will need easily accessible and understandable help to sort through the massive range of career choices. Signs that job advertisements have fallen in both February and March indicates some slowing of the economy, but this makes it more vital than ever to get into the right job before competition rises again.

Using the JOBX platform allows Jobs.com.au to provide a range of tools and resources for job seekers. From job-related videos, including tips on how to do well in interviews to inspiration and advice from experts in their field. There's also a range of web 2.0 features such as the job wiki, polls, webinars, job news, competitions and podcasts. Jobs.com.au also provides a cheaper alternative for employers to advertise a job online with listings starting from just $29.95.

Jobs.com.au provided a portal to many top career websites and job search tools from its original launch in 2007, but the redesign of the site has dramatically improved the range of user experience. A powerful search tool has been added to the site, making it much more convenient to find the best jobs, as well as a massive expansion of the job categories index to help users of all kinds to narrow down their search criteria even further. Additionally, extra resources and training possibilities have been added to the Jobs.com.au site by JOBX, giving users help beyond just searching through advertised positions.

Source - PRWeb Jobs 18/04/08

Jobs in finance and banking

2008-04-07T20:24:00.000-07:00

If you are looking for a job in the finance and banking sector a new website in Australia called jobs, or jobs.com.au has just been released. It is powered by a 3rd party company but offers all the bells and whistles that a normal employment website would offer.
They allow you to browse accounting jobs, banking jobs or search for a specific job by type or location. You can even narrow your jobs search by salary or level.

The employment market in Australia is well run by a number of companies including the leading online provider seek.com.au and running 3rd and 2nd are mycareer.com.au and careerone.com.au.
Jobs.com.au is set to reshape the Australian playing field, it has the best name and the most memorable. It will position itself as the jobs player to suit all needs and employment criteria.

The careers market is worth Billions in Oz and is ready for a new clean player that will take the market by storm. Jobs allows you to browse by profession and narrow your search depending on your needs or qualifications.

Jobs.com.au is a welcomed player to the market and a site i am sure will have a long and healthy future.

Comparing Credit Cards

2008-04-07T20:20:00.000-07:00

If you are like me and are a little lazy when it comes to finding new services and products, a new website released in Australia takes the hard work out of comparing credit cards and reviewing credit cards on service and benefits.

Credit cards are an easy way to help with day to day programs without having to use cash.

Compare credit cards by various programs, features, airline rewards programs or just by simple interest or repayment rates.

Choosing Credit Cards

2008-03-24T20:22:00.000-07:00

If you have just gotten through the Christmas rush and are looking for ways to assist with offsetting some of your overhanging debt you must look at balance transfers for your credit card.

There are a few websites in Australia that offer a true comparison service, rating credit cards and listing the top 10 cards by type and features. Not every card is the same and the banks offer various products, benefits and services to win your account.

A credit card is merely a tool to help get you from A To B in your financial situation, you have to start using it to your advantage. Online Credit Cards can be applied for online in an easy and safe application process.

Make sure you review the credit cards and compare them on the points that fir your needs, check out how to compare a credit card or tips on choosing a credit card for more in depth details.

A few helpful links:

Finding the right credit card

2008-03-13T22:59:00.000-07:00

If you are like most Australian households at the moment you will be experiencing some form of rate increase.
Home loan or interest rates have now risen and other few points and the Aussie Dollar is playing up. The major concern for most families is how to refinance or offset some of that ever increasing debt.
A few good information websites have started focusing on the issues we are facing and how we can try and overcome some of this stress.
If you are looking for new bank cards to try and lower your ATM withdrawals or looking for a better level of credit card service try visiting credit cards, Australia. The website allows you to compare credit cards online by varying features. Compare the latest low interest credit cards, no annual fee credit cards, balance transfers or balance transfer credit cards.

Make sure you spend the time reviewing the details and the fine print, watch for the terms and period the promos are offered, set up a reminder in your email or calendar to cancel a card prior to the next renewal period.

If you have a job or a re looking for new jobs remember this may not be the time of year to make a switch...

Choose your bank and find the best card for your needs

2007-12-07T17:56:00.000-08:00

Credit Cards, Australia lists every bank and credit card available in Australia. If your looking for a specific bank or credit union they are all listed and reviewed on there websites.

In most cases people chose to go with what they know, safe and easy people normally choose a credit card based on the bank they are currently with. Try to get out of this mould. The best credit card may be with a different bank or issuer, its not hard to apply and its easy to set up direct debits from your existing account to your new credit card account within a different bank.

Browse the issuers below and review the cards based on best needs not on ease of application.

AIMS Credit Cards
American Express Credit Cards
AMP Credit Cards
ANZ Credit Cards
Aussie Credit Cards
Austral Credit Cards
Australian Central Credit Cards
Bananacoast Credit Cards
BankWest Credit Cards
Bendigo Bank Credit Cards
Big Sky Credit Cards
Bank of Queensland Credit Cards
Citibank Credit Cards
Commonwealth Bank Credit Cards
Community CPS Credit Cards
Community First Credit Cards
CUA Credit Cards
Encompass Credit Cards
GE Money Credit Cards
Heritage Bank Credit Cards
HSBC Credit Cards
Intech Credit Cards
mecu Credit Cards
Members Equity Credit Cards
NAB Credit Cards
Newcastle Permanent Credit Cards
RegionalOne Credit Cards
RESI Credit Cards
Royal Guardian Credit Cards
Savings & Loans Credit Cards
South West Credit Cards
St George Bank Credit Cards
Suncorp Metway Credit Cards
Victoria Teachers Credit Union Credit Cards
Virgin Money Credit Cards
Westpac Credit Cards
Wizard Credit Cards

Financial Services Directory Listings Online In Australia

2007-11-30T16:20:00.000-08:00

Online Auto Loan, Australia, is a great research tool for helping choose the right new or used car loan. The website showcases various lenders and throws in a few hints about what to look for when choosing a loan.

If your moving from the old world to the new and want help in finding the right Online Banking service or product visit Banking Online, Australia for tools and news.

Online Cash Loans are a fast and easy way to secure a little extra money to get through the week or month. Be wary of the very high interest rates if you fail to pay off your loan within the agreed time frame.

If your trying to find a new Credit Card I would recommend visiting Online Credit Card for card profiles, credit cards compared and even online applications to make choosing and applying for your next credit card a little easier.

Shopping around for a credit card company?

2007-11-21T20:49:00.000-08:00

Credit Card Companies are in the midst of fierce competition which has forced them to lower their cost and rates and improve their credit cards features. Credit cards are taking over from personal loans for medium size purchases and holiday expanses. Some Credit Card Companies now offer a $0 balance transfer. Low interest rates, low annual fees and zero dollar transfer fees have send the plastic credit card popularity surging. Such cards allow us to increase our spending and enjoy life. Credit card companies often design a range of cards to suit a variety of users. The range is growing fast and includes student credit cards, business credit cards and personal credit cards. Credit Card Companies Australia rates the top credit cards and the companies who provide them. View the top five companies' credit card features. This website will help you to understand the features of each of the top credit cards listed and to compare them their fees and interest. Find a credit card company that fits your bill! Credit Card Companies

Want to know the overall top ranked credit cards?

2007-11-21T20:46:00.000-08:00

At Online Credit Card Australia, you will find comprehensive and up to date information on the best credit card offers. View the excellent credit card comparison table which compares the credit cards from the leading Australian financial institutes. Find out how to apply for a credit card online so you can shop online and book entertainment and travel tickets. This website compares the top credit cards and outlines each credit cards best features, like low interest rates and interest free periods. Read related articles and find the best online credit card offers.

Using Cash Advanced Loans sensibly

2007-11-21T20:44:00.000-08:00

If you have found yourself short on cash this week don't despair because most people find themselves short on cash at some stage in their lives. If you do not have enough cash to make it through until your next pay, a cash advanced loan or payday loan can help. Cash Loans offer short-term financial assistance to help people when they are short on cash. If you wish not to have a credit card a Cash Advance Loan can be used to pay for things you need when you are short on cash. Cash advance loans are easy to apply for and you can usually receive the money the same day you apply. You may use the money to pay for bills, groceries, medical bills, shopping purchases, or a party. You can find out more about how these loans work and read tips for using payday loans responsibly. Cash advance loans are expensive and they are designed to be paid back when you receive your next pay or at in the next couple of pay periods. So make sure you're using your cash advanced loan for the right reasons and that you can pay it back on time. If you have an emergency and need cash fast, and don't want to be lured into the credit card trap, apply for a Cash Advanced Loan today.

Need a fast loan?

2007-11-21T20:32:00.000-08:00

If you need a fast loan visit Fast Loans, Australia. You will find comprehensive articles and reviews on companies in Australia that offer fast loans and discover how to apply online. Payday loans are so fast you could have the cash you require in your account the same day you apply. You can apply for a fast loan for $100 or $1000 to cover small, unexpected expenses that threaten to put you in debt. Why pay costly fees for late payment penalties or get a bad credit history when you can get a fast loan from an Australian finance lender to pay your bills on time.

Australia's Dependancy on the Credit Card

2007-06-26T17:08:00.000-07:00

Credit Card Dependancy In Australia,

A survey recently released by the Citibank Payment Evolution Report has shown Australians and Credit Cards have a deep dependancy, more so than our Asian neighbours.

The survey was conucted across various consumers in Asia Pac across seven countries.
The survey was conducted across China, Indiam Hong Kong, Indonesia, Malaysia and South Korea, of these countries Australiaa reported over 51% of us would be lost without our creditcards.

Way to go the Aussies!!!

It was reposted that 3.5 % of us use our credit cards more than 20 times per week to pay groceries, and other consumer goods as well as bill payments etc.. Over 12% use our cards 11 time+ per week.

One promising point was that we (Australians) have the least number of credit cards per person.

We did come second overall however as China lead the field of Credit Card consumerism with 70% claiming they would be lost without their creditcards. The survey found the Chinese credit card holders used their cards 5.4 times per week.

With the hiughest level of interest charged on credit cards we Australians need to begin looking for alternate methods to pay bills and buy products, this will only lead one way... increasing profits for the banks and increasing our debt.

Our Government Credit Card Abusers

2007-06-19T18:51:00.000-07:00

Credit Card Abuse

A recent news report submitted by the Herald Sun has shown some very interesting figures on our goverment and Credit Card Abuse!

Over 87,288 Credit Cards have been issued to the Federal Governments staff, this is a rough total of Credit Cards issued over the past 6 years.
The Goverment officials have lost over 2,686 publicly funded ministerial credit cards.
A reported 70 credit cards have been stolen
The defence department has reportedly lost 90% of credit cards across the goverment
over $73,000 dollars have been accrued in late payment charges due to late bill payments etc..
A total of over $121,408 has been lost over the past six years
10 Staff have been criminally prosecuted

The people footing the bill for the missuse and irresponsible behaviour is us, the tax payer!
The strange thing is some of these cards do not even have caps or limits of purchase etc..

Amex Credit Cards to Launch In Fiji

2007-06-11T16:54:00.000-07:00

Amex Goes Live in Fiji

Normally restricted to the upper middle class and above Credit Cards have been a scarcity in Fiji, this is up until now. It has been reported that Westpac, Colonial and ANZ bank have issued credit cards to the public.

Fees and charges

ANZ Bank $50-$95 depending on your selected card

Colonial $48-$95 (this excludes) annual fees to be paid.

Westpac’s $50-$95 for the local currency Amex cards. It also offers credit cards in the Australian currency.

The best advise to anyone shopping for A Credit Card is shop around, make sur you choose based on your needs now what sounds good.

News on Credit Card Fees

2007-05-30T18:43:00.000-07:00

Credit Cards In Australia News Just In

Its been reported that the Reserve Bank of Australia is considering to make some serious changes with the fees being associated with Credit and Debit Cards.

It was reported that this year some $40 Billion dollars has been spent on Credit Cards!
Last year fees earnt off credit cards hit $1 Billion dollars this is up 13%

The focus of the RBA will be heavily weighted on reviewing the fees banks charge eachother for the use of ATM machines. In my personal experience I have see my credit card issuer offering me free withdrawals from any of their atm machines, however if I withdraw money from a competing banks ATM machine I get stung with $1-$2 fees. This is crazy when you consider if your only pulling out $20 to buy a quick dinner your paying a staggering 10% to get to your own funds - crazy!

The figures I have mentioned may differ between banks and accounts so dont take my word for it, ask your bank and see how much a non approved bank withdrawl is going to cost you.

Qantas Frequent Flyer Rewards

2007-05-29T20:34:00.000-07:00

Qantas Rewards Programs

Most people when signing up for a credit card look at the benefit that is offerred in a rewards partner, most Australian's who use their credit card do so to receive Qantas Frequent Flyer Points.

In this section we have listed the institution and its reward or points calculation that equates to Qantas Frequent Flyer Points. You may be suprised at how low your actual calculation or transfer is, most people believe its a point for point program, earn a point on your Credit Card and you can switch this for a point at Qantas for a frequent flyer credit - this is not necessarily so!

Qantas Institutional Partners and the points redemption rates available to Qantas frequent flyer points:

The National Australia Bank Credit Card

NAB Gold Credit Card - When you earn spend $1 (between $0 - $3,000) you earn 1 Point, to transfer this to a Qantas Frequent Flyer point - 1.5 NAB points = 1 Qnatas Frequent Flyer Point
NAB Ant American Express Card - Until Jan 2008 you will earn 1.5 Points for every $1 spent - 1 NAB Point = 1 Qantas Frequent Flyer Point